Heritage Commerce Corp

Heritage Commerce Corpverified

HTBK

Price:

$13.45

Market Cap:

$828.43M

Heritage Commerce Corp, operating as the parent company for Heritage Bank of Commerce, offers a broad spectrum of commercial and personal banking solutions. The company caters to individuals, businesses, and professionals across California. Its array of deposit products for retail and business clients includes both interest-bearing and non-interest-bearing checking accounts, savings and money market accounts, certificates of deposit, and various time deposits. The loan portfolio is extensive, featuring commercial loans for operational capital, equipment acquisition, and general business needs (both secured and unsecured). It also provides financing for commercial real estate, construction lo...[Read more]

Industry

Banks - Regional

IPO Date

1998-07-20

Stock Exchange

NASDAQ

Ticker

HTBK

The Current Ratio as of June 2026 (TTM) for Heritage Commerce Corp (HTBK) is 0.27

According to Heritage Commerce Corp’s latest financial reports and current stock price. The company's current Current Ratio is 0.27. This represents a change of 20.36% compared to the average of 0.23 of the last 4 quarters.

Heritage Commerce Corp (HTBK) Historical Current Ratio (quarterly & annually)

How has HTBK Current Ratio performed in the past?

The mean historical Current Ratio of Heritage Commerce Corp over the last ten years is 0.27. The current 0.27 Current Ratio has changed 10.08% with respect to the historical average. Over the past ten years (40 quarters), HTBK's Current Ratio was at its highest in in the March 2021 quarter at 0.39. The Current Ratio was at its lowest in in the June 2025 quarter at 0.16.

Quarterly (TTM)
Annual

Average

0.27

Median

0.27

Minimum

0.19

Maximum

0.36

Heritage Commerce Corp (HTBK) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Heritage Commerce Corp Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 36.11%

Maximum Annual Current Ratio = 0.36

Minimum Annual Increase = -35.45%

Minimum Annual Current Ratio = 0.19

Quarterly (TTM)
Annual
YearCurrent RatioChange
20250.276.79%
20240.2530.73%
20230.19-2.03%
20220.20-35.45%
20210.31-15.15%
20200.3636.11%
20190.277.09%
20180.25-15.12%
20170.298.53%
20160.27-25.94%

Heritage Commerce Corp (HTBK) Average Current Ratio

How has HTBK Current Ratio performed in the past?

The current Current Ratio of Heritage Commerce Corp (HTBK) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

0.24

5-year avg

0.25

10-year avg

0.27

Heritage Commerce Corp (HTBK) Current Ratio vs. Peers

How is HTBK’s Current Ratio compared to its peers?

Heritage Commerce Corp’s Current Ratio is less than Mid Penn Bancorp, Inc. (2.98), greater than Camden National Corporation (0.16), less than MetroCity Bankshares, Inc. (134.88), greater than NB Bancorp, Inc. Common Stock (0), less than Orrstown Financial Services, Inc. (52.80), less than Hingham Institution for Savings (70.28), greater than Great Southern Bancorp, Inc. (0.24), less than Capital City Bank Group, Inc. (1.00), less than Heritage Financial Corporation (339.27), less than First Financial Corporation (0.36),

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