Harford Bank

Harford Bankverified

HFBK

Price:

$38

Market Cap:

$46.96M

Harford Bank offers commercial and retail banking products and services for individuals, businesses, and governmental units. It provides various deposit services, including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company also offers various commercial loans, which include secured and unsecured loans for working capital, business expansion loans, and equipment and machinery purchase loans, as well as commercial mortgages secured by real estate, real estate construction loans, and real estate acquisition loans. In addition, it provides consumer loans, such as secured and unsecured loans for financing automobil...[Read more]

Industry

Banks - Regional

IPO Date

1999-10-28

Stock Exchange

OTC

Ticker

HFBK

The Current Ratio as of December 2025 (TTM) for Harford Bank (HFBK) is 0.20

According to Harford Bank’s latest financial reports and current stock price. The company's current Current Ratio is 0.20. This represents a change of 6.44% compared to the average of 0.18 of the last 4 quarters.

Harford Bank (HFBK) Historical Current Ratio (quarterly & annually)

How has HFBK Current Ratio performed in the past?

The mean historical Current Ratio of Harford Bank over the last ten years is 115.94. The current 0.20 Current Ratio has changed -83.10% with respect to the historical average. Over the past ten years (40 quarters), HFBK's Current Ratio was at its highest in in the March 2023 quarter at 196.01. The Current Ratio was at its lowest in in the June 2024 quarter at 0.01.

Quarterly (TTM)
Annual

Average

115.94

Median

7.50

Minimum

0.07

Maximum

665.52

Harford Bank (HFBK) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Harford Bank Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 2.20%

Maximum Annual Current Ratio = 665.52

Minimum Annual Increase = -99.60%

Minimum Annual Current Ratio = 0.07

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.18153.79%
20230.07-99.60%
202217.61-97.35%
2021665.52126.81%
2020293.4389.50%
2019154.842.20%
20186.74-18.36%
20178.2630.89%
20166.31-1.44%
20156.40-91.10%

Harford Bank (HFBK) Average Current Ratio

How has HFBK Current Ratio performed in the past?

The current Current Ratio of Harford Bank (HFBK) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

5.95

5-year avg

195.36

10-year avg

115.94

Harford Bank (HFBK) Current Ratio vs. Peers

How is HFBK’s Current Ratio compared to its peers?

Harford Bank’s Current Ratio is greater than Commercial National Financial Corporation (0), less than Peoples Bancorp, Inc. (0.80), greater than MBT Bancshares, Inc. (0.07), greater than Lifestore Financial Group, Inc. (0.17), less than Northeast Indiana Bancorp, Inc. (0.20), greater than FFW Corporation (0), greater than Partners Bank of California (0.11), greater than Home Loan Financial Corporation (0.04), less than CITBA Financial Corporation (0.34), less than The Baraboo Bancorporation, Inc. (0.29),

Build a custom stock screener for Harford Bank (HFBK) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Harford Bank using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

Harford Bank (HFBK) and other stocks custom spreadsheet templates

The easiest way to analyze a company like Harford Bank or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the Current Ratio?

How can you use the Current Ratio?

What is Harford Bank's Current Ratio?

How is the Current Ratio calculated for Harford Bank (HFBK)?

What is the highest Current Ratio for Harford Bank (HFBK)?

What is the 3-year average Current Ratio for Harford Bank (HFBK)?

What is the 5-year average Current Ratio for Harford Bank (HFBK)?

How does the current Current Ratio for Harford Bank (HFBK) compare to its historical average?