Harford Bank

Harford Bankverified

HFBK

Price:

$40.98

Market Cap:

$50.65M

Harford Bank delivers a full spectrum of commercial and retail banking services designed for individuals, businesses, and governmental organizations. Its deposit options include checking, savings, and money market accounts, alongside certificates of deposit (CDs) and individual retirement accounts (IRAs). The bank provides diverse commercial loan products, encompassing secured and unsecured financing for working capital, business expansion, and equipment purchases, as well as real estate-backed commercial mortgages, construction loans, and property acquisition loans. For consumers, it offers secured and unsecured loans for automobiles, boats, mobile homes, educational expenses, debt consolid...[Read more]

Industry

Banks - Regional

IPO Date

1999-10-28

Stock Exchange

OTC

Ticker

HFBK

The Current Ratio as of June 2026 (TTM) for Harford Bank (HFBK) is 226.83

According to Harford Bank’s latest financial reports and current stock price. The company's current Current Ratio is 226.83. This represents a change of 101.51% compared to the average of 112.57 of the last 4 quarters.

Harford Bank (HFBK) Historical Current Ratio (quarterly & annually)

How has HFBK Current Ratio performed in the past?

The mean historical Current Ratio of Harford Bank over the last ten years is 22.42. The current 226.83 Current Ratio has changed 101.06% with respect to the historical average. Over the past ten years (40 quarters), HFBK's Current Ratio was at its highest in in the March 2026 quarter at 226.83. The Current Ratio was at its lowest in in the June 2023 quarter at 0.04.

Quarterly (TTM)
Annual

Average

22.42

Median

0.10

Minimum

0.05

Maximum

223.26

Harford Bank (HFBK) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Harford Bank Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 124.63%

Maximum Annual Current Ratio = 223.26

Minimum Annual Increase = -63.57%

Minimum Annual Current Ratio = 0.05

Quarterly (TTM)
Annual
YearCurrent RatioChange
2025223.26124.63%
20240.1898.90%
20230.0949.01%
20220.06-63.57%
20210.1723.64%
20200.1326.72%
20190.114.58%
20180.101.42%
20170.10113.80%
20160.05-42.54%

Harford Bank (HFBK) Average Current Ratio

How has HFBK Current Ratio performed in the past?

The current Current Ratio of Harford Bank (HFBK) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

74.51

5-year avg

44.75

10-year avg

22.42

Harford Bank (HFBK) Current Ratio vs. Peers

How is HFBK’s Current Ratio compared to its peers?

Harford Bank’s Current Ratio is greater than Commercial National Financial Corporation (0.34), greater than Peoples Bancorp, Inc. (0.15), greater than MBT Bancshares, Inc. (79.25), greater than Lifestore Financial Group, Inc. (0), greater than Northeast Indiana Bancorp, Inc. (0), greater than FFW Corporation (0), greater than Partners Bank of California (0), greater than Home Loan Financial Corporation (0.02), greater than CITBA Financial Corporation (0), greater than The Baraboo Bancorporation, Inc. (0.13),

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