HCB Financial Corp.

HCB Financial Corp.verified

HCBN

Price:

$38.25

Market Cap:

$38.92M

HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan. The company offers various personal banking services, including checking and savings accounts; mortgage, home equity, and personal loans; and overdraft services. It also provides business banking services comprising business checking and savings accounts; business loan services, such as real estate lending, lines of credit, and term loans; small business administration loans; other services consisting of sweep and courier banking services, merchant credit card services, night depository services, wire services, health savings accounts, and bus...[Read more]

Industry

Banks - Regional

IPO Date

2004-05-13

Stock Exchange

OTC

Ticker

HCBN

The Current Ratio as of December 2025 (TTM) for HCB Financial Corp. (HCBN) is 0

According to HCB Financial Corp.’s latest financial reports and current stock price. The company's current Current Ratio is 0. This represents a change of -100.00% compared to the average of 0.10 of the last 4 quarters.

HCB Financial Corp. (HCBN) Historical Current Ratio (quarterly & annually)

How has HCBN Current Ratio performed in the past?

The mean historical Current Ratio of HCB Financial Corp. over the last ten years is 0.79. The current 0 Current Ratio has changed -100.00% with respect to the historical average. Over the past ten years (40 quarters), HCBN's Current Ratio was at its highest in in the December 2020 quarter at 670.27. The Current Ratio was at its lowest in in the September 2015 quarter at 0.

Quarterly (TTM)
Annual

Average

0.79

Median

0.68

Minimum

0.12

Maximum

1.79

HCB Financial Corp. (HCBN) Current Ratio by Quarter and Year

Discovering the peaks and valleys of HCB Financial Corp. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 1.37%

Maximum Annual Current Ratio = 1.79

Minimum Annual Increase = -99.66%

Minimum Annual Current Ratio = 0.12

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.39-78.00%
20231.791.37%
20220.12-90.90%
20211.3348.70%
20200.9043.23%
20190.632.47%
20180.61-0.46%
20170.61-16.40%
20160.73-1.92%
20150.75-99.66%

HCB Financial Corp. (HCBN) Average Current Ratio

How has HCBN Current Ratio performed in the past?

The current Current Ratio of HCB Financial Corp. (HCBN) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.77

5-year avg

0.91

10-year avg

0.79

HCB Financial Corp. (HCBN) Current Ratio vs. Peers

How is HCBN’s Current Ratio compared to its peers?

HCB Financial Corp.’s Current Ratio is less than Community Capital Bancshares, Inc. (0.72), less than Oconee Financial Corporation (0.29), less than Sturgis Bancorp, Inc. (0.13), less than Exchange Bankshares, Inc. (0.13), less than Woodlands Financial Services Company (0.06), less than Andover Bancorp, Inc. (0.07), less than West Shore Bank Corp. (0.07), less than Oak View Bankshares, Inc. (0), less than Citizens Holding Company (0), less than M&F Bancorp, Inc. (0.09),

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